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How to Avoid Paying Interest.You hereby authorize Comenity Bank ("us" or "we") to furnish our decision to issue an account to you to Torrid Credit Card Account. You hereby authorize us to furnish, if your application is approved, information concerning your account to credit bureaus, other creditors and Torrid Credit Card Account. Check your information before submitting.Manage your account - Comenity ... undefinedAccount must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received when your card arrives. Only valid on transactions with subtotal of $1,000 or less. Credit card offers are subject to credit approval. Torrid Credit Card Accounts are issued by Comenity Bank.This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Torrid Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788 )home > customer service > torrid credit card. 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